Business Money Market Deposit Account

  • $1,000 minimum balance (if balance falls below $1,000, then $5.00 monthly charge.) "Tiered Interest Rate" depending on outstanding deposit balance.
  • Monthly statements
  • Transfers to another account or third parties are limited**
  • Tiered interest rates - depending on account balance

**Transfers to another account or third parties by pre-authorized, automatic, Glacier Bank Online, or telephone transfers are limited to six per four-week period.

Certificates of Deposit and Bank Investments
Glacier Bank pays highly competitive interest rates on CDs and are insured to $250,000 by the FDIC. Click here to view our current interest rates or you can call us toll free at 1-800-735-4371 or contact us through our website.


Individual Retirement Accounts: Better Than Ever
Individual Retirement Accounts (IRA) create value for you to save for your retirement years and for funding education expenses. Education IRAs are now known as Coverdell Education Savings Accounts (ESA). Parents, grandparents and others should consider establishing an ESA to help meet the rising costs of a student's education.

Please call Glacier Bank SM for more information on Individual Retirement Accounts. Glacier Bank Flex IRA - start one today, for only $25.00, then add to it whenever you wish.

Traditional IRA

  • Must have earned income and not reach age 70½ by end of year
  • Annual IRA contributions: $5,000 for 2010 and 2011
  • Annual limit applies to any combination of IRA plans other than the ESA
  • Contributions are fully tax-deductible if you are not an active participant in an employer retirement plan
  • Contributions up to the limit are fully tax deductible if you are not an active participant in a retirement plan, otherwise phase-out rules apply.
  • Investments grow on a tax-deferred basis
  • Earnings are taxed only upon withdrawal
  • Opportunity for early withdrawal - Ask us about special circumstances
  • FDIC insured up to $250,000

Roth IRA

  • Contribute to a Roth IRA even after age 70 ½, with earned income
  • Contributions will not be tax deductible, but the contributions and earnings can be withdrawn tax-free.
  • Same contribution limits as Traditional IRA listed above.
  • No required minimum distributions after reaching age 70 ½.
  • Convert your traditional IRA to a Roth IRA, to take withdrawals tax-free, but is subject to income tax now.
  • Opportunity for early withdrawal - Ask us about special circumstances
  • FDIC insured up to $250,000

Catch-up Contributions

  • If you have reached age 50, make additional $1,000 catch-up contributions per year to a Traditional or Roth IRA for 2010 and 2011


Other fees may apply.  See Schedule of Fees for details.