Skip Navigation Download Acrobat Reader 5.0 or higher to view PDF files.

Personal Retirement

Accounts that help you—not your money—retire.

Saving for a secure retirement doesn’t need to be complicated.
 
An Individual Retirement Account (IRA) is an account that comes with tax advantages to help you save for retirement. We offer both Traditional and Roth IRAs to help get you there. 
 

Contact Us


Our Traditional IRA

Our Traditional IRA account is a great way to build your savings and financial security for retirement. Your earnings accrue on a tax-deferred basis.
 
  • A minimum opening deposit is required based on the product type.  Contact us for details
  • Contributions may be tax-deductible; see IRS guidelines
  • Must have earned income and not reach age 70½ by end of year
  • Annual IRA contribution limits are set by the IRS for each year; see IRS guidelines for details
  • Annual limit applies to any combination of Traditional and Roth IRA plans
  • Fee Schedule
 

Our Roth IRA

Build your retirement savings with our Roth IRA.  Your earnings on the contributions accumulate tax free as long as all qualifications have been met. Contact us for details. 
 
  • A minimum opening deposit is required based on the product type.  Contact us for details
  • You may contribute to a Roth IRA even after age 70 ½, with earned income
  • There are no required minimum distributions after reaching age 70 ½
  • Annual IRA contribution limits are set by the IRS for each year; see IRS guidelines for details
  • Annual contribution limit applies to any combination of Traditional and Roth IRA plans
  • Fee Schedule 
 
About “Catch-up” Contributions
You may be eligible for a catch-up contribution if you have reached age 50. See IRS guidelines to be sure.
 

Other Available IRAs

Glacier Bank also offers Simplified Employee Pension (SEP) IRAs and Coverdell Education Savings Accounts (CESA).  Ask us for details.
 
The interest rate paid on IRA accounts may change after the account is opened.