Skip Navigation Download Acrobat Reader 5.0 or higher to view PDF files.

Construction Loans

We are dedicated to making your building dreams become a reality.

From the ground up, let our lending and construction teams help you navigate successfully through the building process.

Our goal is to establish a platform of open communication and mutual cooperation for all parties involved; such as borrower, contractor, your Glacier Bank lender, and the construction team.  

There is no one better to trust with your construction project, no matter how big or small, than Glacier Bank.

Upon loan approval, a pre-construction meeting will be held to discuss the following:
  • Approval of budget, plans, and materials
  • Determination of Cost Plus or Fixed Bid Contract
  • Determination of payment method (checks to be mailed or picked up in the department, deposited into a Glacier Bank account, or sent to another Glacier Bank branch for pick-up)
  • Discussion of Lien Waiver requirements
  • Discussion of year end 1099 tax reporting
  • Use of our Online Construction Manager for quick and efficient payment processing and at-a-glance project monitoring
  • Information on monthly inspections of project progression
We utilize an online draw approval website, Online Construction Manager, which allows borrowers and builders to submit and approve payment requests for their project(s) and monitor the whole process and budget from start to finish.  While not required, this program is a great benefit to streamline the process and is convenient, secure, and easy to use.
202 Main Street | PO Box 27
Kalispell, MT 59903

Direct Line: 406-756-4227
Department Email: 
State of Montana

Flathead County
Planning & Zoning- 406-751-8200
Plat Room- 406-758-5510

Lake County
Homepage (GIS Mapping, Plat Room, Planning, etc.)

Lincoln County
Homepage- Main Courthouse - 406-293-7781


We proudly serve the Montana communities of Kalispell, Lakeside, Whitefish, Columbia Falls, Libby, Eureka, Bigfork, Polson, and Ronan.