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Glacier Bank
Online Banking Access
FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Real Estate Loans

Why choose Glacier Bank mortgage lenders?

We're a local bank with local solutions. We empower every homebuyer with clarity, confidence, and expertise, delivering clear mortgage solutions that fit your life, not just your loan.
 

Turn your home dreams into a reality.

Are you ready to finance the house of your dreams? Whether you’re a first time-home buyer or just looking to upgrade, we can help you find the loan that makes you feel right at home. Not all mortgages are created equal. Let our experienced lenders help you sort through the financing options! Explore the solutions below to begin your journey.
 

We offer product types for every need. 

Purchase Loans

We have solutions for First-time Homebuyers, existing home buyers, second homes, and investors. Start today by getting a pre-approved and help with piece of mind on qualifying, before you shop for a new home! 

Refinances Loan Options

Use your home’s equity to lower monthly payments, consolidate debt, or access cash for other financial goals.
 
Meet a Lender and Apply Online
  • Fixed or adjustable rates
  • Down payment as low as 3% (with MI)
  • Competitive rates and flexible terms 
  • Government backed mortgage program
  • Minimum down payment as low as 3.5%.
  • Ideal for lower credit scores
  • Popular choice for First-time Homebuyers 
  • Exclusive home loan benefit available to eligible U.S. veterans, active duty, service members, and certain surviving spouses.
  • Backed by the U.S. Department of Veterans Affairs
  • No down payment required for most purchase transactions 
  • No monthly mortgage insurance 
  • Competitive interest rates 
  • Government backed mortgage program from the U.S. Department of Agriculture 
  • Designed to help low to moderate income buyers purchase homes in eligible rural and suburban areas.
  • Offers affordable home financing with no down payment required.
We offer a multitude of construction products to cater to your financial needs:
One-time Close 
  • Variable Rate Options
  • Fixed Rate Options
  • One application, one approval, one closing.
  • Designed to finance the construction of a new home with a smooth transition to a permanent mortgage.
  • Interest only payments during construction. 
Two-time Close
  • Traditional construction financing with two separate loans.
  • Offers flexibility in loan terms and potentially lower permanent financing rates.
  • Two separate closings - one at the start of construction and one at the conversion to a permanent mortgage.
  • Interest only payments during construction.
  • Flexible financing options for purchasing residential lots or vacant land.
  • Offers short term and long term options to fit your timeline.
  • Variable Rate Options
  • Fixed Rate Options
  • Ability to roll into a construction loan.
  • Minimum down payment as low as 25%.
  • For larger loan amounts that exceed conforming limits - ask us for details.
A homeowner’s program designed to meet the unique demands of medical and dental professionals. We provide flexible financing with little to no downpayment options and without the requirement of Private Mortgage Insurance.

 

Ask us about our financing options for Health and Wellness professionals.

 

*Other designations may be eligible by exception only and must be in the medical and dental industries to qualify. A Medical or Dental Professional is a licensed and employed doctor or dentist with an eligible designation but can include a licensed resident, intern, or fellow scheduled to complete a medical residency program or clinical fellowship program who is under contract to begin employment with a hospital, physician group, or dental practice within 90 days of closing on the subject mortgage. Property must be a primary residence purchase or rate-term refinance in Montana. Other eligibility restrictions of funds may apply. Program, rates, terms and conditions are subject to change at any time and without notice. All approvals are subject to underwriting guidelines. Glacier Bank - NMLS#472212



We proudly serve the Montana communities of Kalispell, Lakeside, Whitefish, Columbia Falls, Libby, Eureka, Bigfork, Polson, and Ronan.